Will My Own PIP Coverage Apply If I’m Injured as a Passenger in an Uber or Lyft in Palm Beach County?

Possibly, yes. Florida’s Personal Injury Protection (PIP) coverage under § 627.736, F.S., follows the insured person, meaning your own auto policy’s PIP benefits may apply to injuries sustained as a rideshare passenger, even though you were not driving. However, coverage availability depends on your specific policy terms. Medical expenses exceeding PIP limits may be pursued through the rideshare company’s liability coverage or the at-fault driver’s insurer.