What if the distracted driver was an employee of a West Palm Beach business?

If the driver was working at the time of the crash, their employer may also share liability under the legal doctrine of respondeat superior. If a distracted delivery driver or corporate employee causes a crash in downtown West Palm Beach while texting for work-related purposes, the business’s commercial insurance policy may provide additional coverage beyond standard personal policy limits. This can be especially important when medical expenses from serious injuries exceed what an individual driver’s policy can cover.