Does Florida’s No-Fault PIP Law Apply to Passengers Injured in a West Palm Beach Lyft Accident?

Possibly, yes. Florida’s Personal Injury Protection (PIP) coverage under § 627.736, F.S., generally makes a passenger’s own auto insurance the primary source of PIP benefits after a Lyft accident. If the passenger does not own a vehicle and has no personal PIP policy, Florida’s rideshare statute § 627.748 requires the TNC’s insurance to provide PIP coverage meeting the statutory minimum during an active ride. If PIP coverage is unavailable or insufficient, Lyft’s liability policy, which provides up to $1 million when a ride is active, may cover remaining medical expenses and other losses.