Does Florida Require Uber and Lyft to Carry Insurance for Passengers Injured in West Palm Beach?

Does FL Require Uber & Lyft To Carry Insurance For Passengers Injured?

Yes. Florida law under § 627.748, F.S., mandates that rideshare companies like Uber and Lyft maintain liability coverage for drivers actively using their platform. When a driver is transporting a passenger or en route to a pickup, the rideshare company’s policy, which may provide up to $1 million in coverage, generally applies. This statutory requirement provides an important layer of protection for injured passengers beyond the driver’s personal auto policy.

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