How Long Do I Have to File a Hurricane Damage Insurance Claim in West Palm Beach, Florida?

Generally, one year from the date of the hurricane for residential property claims. Following Florida’s 2023 property insurance reforms under SB 2-A, the deadline to file a new hurricane damage claim was reduced to one year, and supplemental claims must be filed within 18 months of the hurricane. Missing these deadlines may result in your insurer denying coverage entirely, making prompt action after any storm critical to protecting your right to file.