Can My Own PIP Coverage Help After a Hit and Run Accident in West Palm Beach?

Yes. Florida’s Personal Injury Protection (PIP) coverage under § 627.736, F.S., applies regardless of fault, meaning your own PIP policy may cover up to 80% of reasonable medical expenses and 60% of lost wages after a hit and run, even when the at-fault driver cannot be found. However, PIP benefits are limited to $10,000, and serious injuries often exceed this amount, which is why carrying uninsured motorist coverage can make a meaningful difference in how much of your losses you are ultimately able to recover after a hit and run.